Stock AnalizVisa Inc. V
Business Services · data as of November 13, 2026
Visa Inc. (V) is a consumer discretionary company listed in the US with a market value of about $767.7B. In fiscal year 2026 it had revenue of $45.9B and net income of $23.5B, a net margin of 51.2%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is track record (4/5); the weakest is value (0/5).
Key numbers: a P/E of 34.6, a price to free cash flow of 34.8, 5-year revenue growth of 14% a year, a 5-year average ROIC of 32%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 42% below the current price.
Score: 2.4 / 5
Checks passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
- Positive free cash flow
- Interest covered more than 5 times
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $45.9B | $40.0B | $35.9B | $32.7B | $29.3B | $24.1B | $21.8B | $23.0B | $20.6B | $18.4B |
| Net income | $23.5B | $20.1B | $19.7B | $17.3B | $15.0B | $12.3B | $10.9B | $12.1B | $10.3B | $6.7B |
| Free cash flow | $22.1B | $21.6B | $18.7B | $19.7B | $17.9B | $14.5B | $9.7B | $12.0B | $12.2B | $8.6B |
| EPS (diluted) | $13.04 | — | — | — | — | — | — | — | — | — |
| Net margin | 51.2% | 50.1% | 54.9% | 52.9% | 51.0% | 51.1% | 49.7% | 52.6% | 50.0% | 36.5% |
| ROIC | 39.8% | 31.1% | 32.0% | 28.9% | 26.5% | 20.5% | 18.2% | 23.7% | 20.6% | 14.1% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 37 analysts is $449.06, 5% above the current price; targets range from $330.00 to $500.00; the consensus rating is “Strong buy”; expected EPS is $15.03 for the fiscal year ending September 30, 2027.
Frequently asked questions
What is Visa’s P/E ratio?
About 34.6, based on the last twelve months of diluted earnings per share (forward P/E about 26.9).
Is Visa stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 42% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Visa pay a dividend?
Yes. The dividend yield is about 0.73%, and it has paid dividends for 10 years in our data.
Is Visa a good stock to buy?
We do not give buy or sell advice. Visa scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.