Stock AnalizNorthwest Bancshares, Inc. NWBI
Major Banks · IPO 2009 · data as of November 13, 2026
Northwest Bancshares, Inc. (NWBI) is a financial company listed in the US with a market value of about $2.2B. In the twelve months to September 30, 2026 it had revenue of $721M and net income of $201M, a net margin of 27.8%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (5/5); the weakest is track record (1/5).
Key numbers: a P/E of 11.2, a price to free cash flow of 18.7, 5-year revenue growth of 5% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 5% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- Profitable 5 years in a row
Checks not passed
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $721M | $655M | $523M | $550M | $532M | $534M | $524M | $460M | $430M | $441M | $393M |
| Net income | $201M | $126M | $100M | $135M | $134M | $154M | $75M | $110M | $105M | $94M | $50M |
| Free cash flow | $118M | $142M | $125M | $84M | $171M | $188M | $128M | $117M | $134M | $148M | $120M |
| EPS (diluted) | $1.35 | $0.92 | $0.79 | $1.06 | $1.05 | $1.21 | $0.62 | $1.04 | $1.02 | $0.92 | $0.49 |
| Net margin | 27.8% | 19.2% | 19.2% | 24.6% | 25.1% | 28.9% | 14.3% | 24.0% | 24.5% | 21.4% | 12.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $16.43, 9% above the current price; targets range from $15.00 to $18.00; the consensus rating is “Hold”; expected EPS is $1.41 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Northwest Bancshares’s P/E ratio?
About 11.2, based on the last twelve months of diluted earnings per share (forward P/E about 10.6).
Is Northwest Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 5% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Northwest Bancshares pay a dividend?
Yes. The dividend yield is about 5.25%, and it has paid dividends for 10 years in our data.
Is Northwest Bancshares a good stock to buy?
We do not give buy or sell advice. Northwest Bancshares scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.