Stock AnalizEthos Technologies Inc. LIFE
Specialty Insurers · IPO 2026 · data as of November 13, 2026
Ethos Technologies Inc. (LIFE) is a financial company listed in the US with a market value of about $2.2B. In the twelve months to September 30, 2026 it had revenue of $728M and net income of -$118M, a net margin of -16.2%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is financial health (5/5); the weakest is track record (0/5).
Key numbers: a price to free cash flow of 19.5. A discounted cash flow model with moderate assumptions puts its intrinsic value about 111% above the current price.
Score: 2.0 / 5
Checks passed
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- More cash than debt, or low debt to equity
- Positive free cash flow
- Interest covered more than 5 times
- Debt below 3 years of free cash flow
Checks not passed
- P/E below 25
- P/E below the industry median
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 2 years
| Fiscal year | TTM | 2025 | 2024 |
|---|---|---|---|
| Revenue | $728M | $388M | $255M |
| Net income | -$118M | $71M | $49M |
| Free cash flow | $111M | $35M | -$12M |
| EPS (diluted) | $-2.13 | $1.22 | $0.85 |
| Net margin | -16.2% | 18.4% | 19.2% |
| ROIC | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 8 analysts is $53.38, 60% above the current price; targets range from $37.00 to $62.00; the consensus rating is “Strong buy”; expected EPS is $1.91 for the fiscal year ending December 31, 2026.
Frequently asked questions
Is Ethos Technologies stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 111% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Ethos Technologies pay a dividend?
Not currently.
Is Ethos Technologies a good stock to buy?
We do not give buy or sell advice. Ethos Technologies scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.