Stock AnalizH&R Block Inc. HRB
Other Consumer Services · data as of November 13, 2026
H&R Block Inc. (HRB) is a consumer discretionary company listed in the US with a market value of about $6.1B. In the twelve months to September 30, 2026 it had revenue of $4.0B and net income of $710M, a net margin of 17.9%.
Its overall Stock Analiz score is 3.6 out of 5 (good). The strongest part is value (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 9.1, a price to free cash flow of 8.1, 5-year revenue growth of 3% a year, a 5-year average ROIC of 31%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 112% above the current price.
Score: 3.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- More cash than debt, or low debt to equity
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.0B | $3.9B | $3.8B | $3.6B | $3.5B | $3.5B | $3.4B | $2.6B | $3.1B | $3.2B | $3.0B |
| Net income | $710M | $734M | $606M | $595M | $554M | $554M | $584M | -$8M | $423M | $613M | $409M |
| Free cash flow | $747M | $756M | $599M | $657M | $752M | $747M | $573M | $27M | $511M | $751M | $463M |
| EPS (diluted) | $5.52 | $5.66 | $4.39 | $4.12 | $3.51 | $3.22 | $3.08 | $-0.04 | $2.04 | $2.91 | $1.91 |
| Net margin | 17.9% | 18.6% | 16.1% | 16.5% | 16.0% | 16.0% | 17.1% | -0.3% | 13.7% | 19.4% | 13.5% |
| ROIC | — | 35.3% | 30.6% | 30.8% | 30.1% | 29.7% | 26.4% | 1.5% | 24.7% | 37.3% | 33.4% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 3 analysts is $53.00, 6% above the current price; targets range from $40.00 to $60.00; the consensus rating is “Hold”; expected EPS is $6.14 for the fiscal year ending June 30, 2027.
Frequently asked questions
What is H&R Block’s P/E ratio?
About 9.1, based on the last twelve months of diluted earnings per share (forward P/E about 5.6).
Is H&R Block stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 112% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does H&R Block pay a dividend?
Yes. The dividend yield is about 3.68%, and it has paid dividends for 10 years in our data.
Is H&R Block a good stock to buy?
We do not give buy or sell advice. H&R Block scores 3.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.