Stock AnalizHome Bancshares Inc. HOMB
Major Banks · IPO 2006 · data as of November 13, 2026
Home Bancshares Inc. (HOMB) is a financial company listed in the US with a market value of about $6.0B. In the twelve months to September 30, 2026 it had revenue of $1.1B and net income of $485M, a net margin of 42.9%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 12.2, a price to free cash flow of 12.5, 5-year revenue growth of 9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 21% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1B | $1.1B | $1.0B | $997M | $934M | $711M | $694M | $663M | $664M | $556M | $493M |
| Net income | $485M | $475M | $402M | $393M | $305M | $319M | $214M | $290M | $300M | $135M | $177M |
| Free cash flow | $478M | $377M | $422M | $357M | $394M | $379M | $280M | $233M | $296M | $135M | $173M |
| EPS (diluted) | $2.45 | $2.41 | $2.01 | $1.94 | $1.57 | $1.94 | $1.30 | $1.73 | $1.73 | $0.89 | $1.26 |
| Net margin | 42.9% | 43.6% | 39.5% | 39.4% | 32.7% | 44.9% | 30.9% | 43.7% | 45.2% | 24.3% | 35.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 8 analysts is $32.88, 10% above the current price; targets range from $31.00 to $35.00; the consensus rating is “Buy”; expected EPS is $2.53 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Home Bancshares’s P/E ratio?
About 12.2, based on the last twelve months of diluted earnings per share (forward P/E about 11.7).
Is Home Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 21% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Home Bancshares pay a dividend?
Yes. The dividend yield is about 2.91%, and it has paid dividends for 10 years in our data.
Is Home Bancshares a good stock to buy?
We do not give buy or sell advice. Home Bancshares scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.