Stock AnalizGlacier Bancorp, Inc. GBCI
Major Banks · data as of November 13, 2026
Glacier Bancorp, Inc. (GBCI) is a financial company listed in the US with a market value of about $6.3B. In the twelve months to September 30, 2026 it had revenue of $1.3B and net income of $348M, a net margin of 27.6%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 18.1, a price to free cash flow of 13.9, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 42% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.0B | $833M | $810M | $909M | $807M | $773M | $634M | $552M | $457M | $422M |
| Net income | $348M | $239M | $190M | $223M | $303M | $285M | $266M | $211M | $182M | $116M | $121M |
| Free cash flow | $452M | $348M | $210M | $451M | $437M | $563M | $178M | $210M | $262M | $245M | $185M |
| EPS (diluted) | $2.66 | $1.99 | $1.68 | $2.01 | $2.74 | $2.86 | $2.81 | $2.38 | $2.17 | $1.50 | $1.59 |
| Net margin | 27.6% | 23.2% | 22.8% | 27.5% | 33.4% | 35.3% | 34.5% | 33.2% | 32.9% | 25.4% | 28.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $56.17, 17% above the current price; targets range from $53.00 to $63.00; the consensus rating is “none”; expected EPS is $3.11 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Glacier Bancorp’s P/E ratio?
About 18.1, based on the last twelve months of diluted earnings per share (forward P/E about 13.9).
Is Glacier Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 42% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Glacier Bancorp pay a dividend?
Yes. The dividend yield is about 2.91%, and it has paid dividends for 10 years in our data.
Is Glacier Bancorp a good stock to buy?
We do not give buy or sell advice. Glacier Bancorp scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.