Stock AnalizFirstsun Capital Bancorp FSUN
Major Banks · data as of November 13, 2026
Firstsun Capital Bancorp (FSUN) is a financial company listed in the US with a market value of about $1.7B. In the twelve months to September 30, 2026 it had revenue of $584M and net income of $62M, a net margin of 10.6%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is financial health (3/5); the weakest is future growth (0/5).
Key numbers: a P/E of 21.8, a price to free cash flow of 1.4, 5-year revenue growth of 8% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 7% below the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $584M | $419M | $387M | $373M | $331M | $279M | $284M | $198M |
| Net income | $62M | $98M | $76M | $104M | $59M | $43M | $48M | $21M |
| Free cash flow | $1.2B | $104M | $96M | $121M | $95M | $110M | -$7M | -$3M |
| EPS (diluted) | $1.79 | $3.47 | $2.69 | $4.08 | $2.48 | $2.30 | $2.58 | $1.03 |
| Net margin | 10.6% | 23.4% | 19.6% | 27.8% | 17.9% | 15.4% | 16.7% | 10.3% |
| ROIC | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $46.00, 18% above the current price; targets range from $45.00 to $48.00; the consensus rating is “Strong buy”; expected EPS is $3.40 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Firstsun Capital Bancorp’s P/E ratio?
About 21.8, based on the last twelve months of diluted earnings per share (forward P/E about 9.0).
Is Firstsun Capital Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 7% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Firstsun Capital Bancorp pay a dividend?
Not currently.
Is Firstsun Capital Bancorp a good stock to buy?
We do not give buy or sell advice. Firstsun Capital Bancorp scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.