Stock AnalizShift4 Payments, Inc. FOUR
Business Services · IPO 2020 · data as of November 13, 2026
Shift4 Payments, Inc. (FOUR) is a consumer discretionary company listed in the US with a market value of about $3.4B. In the twelve months to September 30, 2026 it had revenue of $4.9B and net income of $115M, a net margin of 2.3%.
Its overall Stock Analiz score is 2.2 out of 5 (weak). The strongest part is future growth (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 54.0, a price to free cash flow of 5.4, 5-year revenue growth of 40% a year, a 5-year average ROIC of 3%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 132% above the current price.
Score: 2.2 / 5
Checks passed
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- Positive free cash flow
Checks not passed
- P/E below 25
- P/E below the industry median
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
Valuation
Growth and quality
Financials, last 8 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.9B | $4.2B | $3.3B | $2.6B | $2.0B | $1.4B | $767M | $731M | $561M |
| Net income | $115M | $119M | $230M | $86M | $75M | -$48M | -$18M | -$57M | -$55M |
| Free cash flow | $624M | $624M | $493M | $332M | $267M | -$5M | -$800000 | -$200000 | $24M |
| EPS (diluted) | $0.83 | $1.78 | $2.76 | $0.89 | $0.39 | — | — | — | — |
| Net margin | 2.3% | 2.9% | 6.9% | 3.4% | 3.8% | -3.5% | -2.4% | -7.7% | -9.9% |
| ROIC | — | 4.4% | 5.3% | 3.7% | 4.4% | -2.3% | -3.8% | -0.6% | -34.0% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 22 analysts is $49.36, 10% above the current price; targets range from $38.00 to $77.00; the consensus rating is “Buy”; expected EPS is $5.10 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Shift4 Payments’s P/E ratio?
About 54.0, based on the last twelve months of diluted earnings per share (forward P/E about 8.7).
Is Shift4 Payments stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 132% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Shift4 Payments pay a dividend?
Not currently.
Is Shift4 Payments a good stock to buy?
We do not give buy or sell advice. Shift4 Payments scores 2.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.