Stock AnalizFidelity National Financial, Inc. FNF
Specialty Insurers · IPO 2014 · data as of November 13, 2026
Fidelity National Financial, Inc. (FNF) is a financial company listed in the US with a market value of about $11.6B. In the twelve months to September 30, 2026 it had revenue of $14.9B and net income of $1.0B, a net margin of 7.0%.
Its overall Stock Analiz score is 2.2 out of 5 (weak). The strongest part is value (4/5); the weakest is future growth (0/5).
Key numbers: a P/E of 11.1, a price to free cash flow of 2.1, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 16% above the current price.
Score: 2.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profitable 5 years in a row
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
Checks not passed
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $14.9B | $14.4B | $13.7B | $11.8B | $11.6B | $15.7B | $10.8B | $8.5B | $7.6B | $7.7B | $7.3B |
| Net income | $1.0B | $602M | $1.3B | $517M | $1.3B | $2.8B | $1.4B | $1.1B | $628M | $771M | $650M |
| Free cash flow | $5.5B | — | — | — | — | — | — | — | — | — | — |
| EPS (diluted) | $3.92 | $2.21 | $4.65 | $1.91 | $4.67 | $9.75 | $4.99 | $3.83 | $2.26 | $2.30 | $2.24 |
| Net margin | 7.0% | 4.2% | 9.3% | 4.4% | 11.2% | 17.9% | 13.2% | 12.5% | 8.3% | 10.1% | 9.0% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $54.75, 26% above the current price; targets range from $49.00 to $59.00; the consensus rating is “Buy”; expected EPS is $4.88 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Fidelity National Financial’s P/E ratio?
About 11.1, based on the last twelve months of diluted earnings per share (forward P/E about 8.9).
Is Fidelity National Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 16% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Fidelity National Financial pay a dividend?
Yes. The dividend yield is about 4.98%, and it has paid dividends for 10 years in our data.
Is Fidelity National Financial a good stock to buy?
We do not give buy or sell advice. Fidelity National Financial scores 2.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.