Stock AnalizFnb Corp. FNB
Major Banks · data as of November 13, 2026
Fnb Corp. (FNB) is a financial company listed in the US with a market value of about $6.4B. In the twelve months to September 30, 2026 it had revenue of $1.8B and net income of $607M, a net margin of 33.0%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (2/5).
Key numbers: a P/E of 10.7, a price to free cash flow of 8.8, 5-year revenue growth of 8% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 1% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- 5-year EPS growth above 10% a year
Checks not passed
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8B | $1.8B | $1.6B | $1.6B | $1.4B | $1.2B | $1.2B | $1.2B | $1.2B | $1.1B | $813M |
| Net income | $607M | $565M | $465M | $485M | $439M | $405M | $286M | $387M | $373M | $199M | $171M |
| Free cash flow | $723M | $376M | $503M | $335M | $1.1B | $472M | $72M | $213M | $576M | $222M | $233M |
| EPS (diluted) | $1.70 | $1.56 | $1.27 | $1.31 | $1.22 | $1.23 | $0.85 | $1.16 | $1.12 | $0.63 | $0.78 |
| Net margin | 33.0% | 32.0% | 29.1% | 30.9% | 30.4% | 32.7% | 23.5% | 32.0% | 30.9% | 18.1% | 21.0% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 9 analysts is $20.33, 12% above the current price; targets range from $19.00 to $22.00; the consensus rating is “Buy”; expected EPS is $1.69 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Fnb’s P/E ratio?
About 10.7, based on the last twelve months of diluted earnings per share (forward P/E about 9.9).
Is Fnb stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 1% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Fnb pay a dividend?
Yes. The dividend yield is about 2.86%, and it has paid dividends for 10 years in our data.
Is Fnb a good stock to buy?
We do not give buy or sell advice. Fnb scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.