Stock AnalizFlywire Corp FLYW
Business Services · IPO 2021 · data as of November 13, 2026
Flywire Corp (FLYW) is a consumer discretionary company listed in the US with a market value of about $2.7B. In the twelve months to September 30, 2026 it had revenue of $764M and net income of $79M, a net margin of 10.3%.
Its overall Stock Analiz score is 2.0 out of 5 (weak). The strongest part is future growth (5/5); the weakest is value (0/5).
Key numbers: a P/E of 37.1, a price to free cash flow of 20.3, 5-year revenue growth of 36% a year, a 5-year average ROIC of -2%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 40% below the current price.
Score: 2.0 / 5
Checks passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $764M | $623M | $492M | $403M | $289M | $201M | $132M | $95M |
| Net income | $79M | $13M | $3M | -$9M | -$39M | -$28M | -$11M | -$20M |
| Free cash flow | $134M | $99M | $98M | $75M | $4M | $16M | -$16M | $325000 |
| EPS (diluted) | $0.60 | $0.11 | $0.02 | $-0.07 | $-0.36 | $-0.39 | $-0.60 | $-1.25 |
| Net margin | 10.3% | 2.2% | 0.6% | -2.1% | -13.6% | -14.0% | -8.4% | -21.2% |
| ROIC | — | 0.9% | -0.7% | -2.1% | -4.9% | -2.1% | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 14 analysts is $23.11, 4% above the current price; targets range from $19.00 to $26.00; the consensus rating is “Buy”; expected EPS is $1.34 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Flywire’s P/E ratio?
About 37.1, based on the last twelve months of diluted earnings per share (forward P/E about 19.2).
Is Flywire stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 40% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Flywire pay a dividend?
Not currently.
Is Flywire a good stock to buy?
We do not give buy or sell advice. Flywire scores 2.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.