Stock AnalizFlagstar Bank, National Association FLG
Banks · data as of November 13, 2026
Flagstar Bank, National Association (FLG) is a financial company listed in the US with a market value of about $4.2B. In the twelve months to September 30, 2026 it had revenue of $2.1B and net income of $63M, a net margin of 3.0%.
Its overall Stock Analiz score is 1.0 out of 5 (weak). The strongest part is shareholder returns (3/5); the weakest is value (0/5).
Key numbers: a P/E of 65.5, 5-year revenue growth of 12% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 82% below the current price.
Score: 1.0 / 5
Checks passed
- Profit margin improving
- 5-year revenue growth above 8% a year
- Pays a dividend
- Dividend 3 years in a row
- Stock-based pay below 5% of revenue
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.1B | $2.1B | $2.6B | $5.8B | $1.6B | $1.4B | $1.2B | $1.0B | $1.1B | $1.3B | $1.4B |
| Net income | $63M | -$177M | -$1.1B | -$79M | $650M | $596M | $511M | $395M | $422M | $466M | $495M |
| Free cash flow | -$191M | — | — | — | $1.0B | $286M | $333M | $501M | $531M | $1.3B | $671M |
| EPS (diluted) | $0.16 | $-0.50 | $-3.49 | $-0.49 | $3.77 | $3.60 | $3.06 | $2.31 | $2.37 | $2.70 | $3.03 |
| Net margin | 3.0% | -8.6% | -43.8% | -1.4% | 39.6% | 44.1% | 44.0% | 37.9% | 37.6% | 34.6% | 34.6% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 17 analysts is $13.18, 26% above the current price; targets range from $11.00 to $16.00; the consensus rating is “Buy”; expected EPS is $0.11 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Flagstar Bank, National Association’s P/E ratio?
About 65.5, based on the last twelve months of diluted earnings per share (forward P/E about 23.1).
Is Flagstar Bank, National Association stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 82% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Flagstar Bank, National Association pay a dividend?
Yes. The dividend yield is about 0.38%, and it has paid dividends for 10 years in our data.
Is Flagstar Bank, National Association a good stock to buy?
We do not give buy or sell advice. Flagstar Bank, National Association scores 1.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.