Stock AnalizBeacon Financial Corp BBT
Banks · data as of November 13, 2026
Beacon Financial Corp (BBT) is a financial company listed in the US with a market value of about $2.6B. In the twelve months to September 30, 2026 it had revenue of $883M and net income of $225M, a net margin of 25.5%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is shareholder returns (5/5); the weakest is track record (1/5).
Key numbers: a P/E of 9.7, a price to free cash flow of 8.7, 5-year revenue growth of 8% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 31% above the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Checks not passed
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $883M | $553M | $355M | $372M | $414M | $434M | $383M | $449M | $431M | $365M | $298M |
| Net income | $225M | $90M | $69M | $75M | $93M | $119M | -$533M | $97M | $106M | $55M | $59M |
| Free cash flow | $294M | $212M | $100M | $104M | $109M | $83M | $220M | $101M | $213M | $67M | $89M |
| EPS (diluted) | $2.69 | $1.03 | $0.77 | $0.85 | $0.99 | $1.18 | $-5.21 | $0.97 | $1.13 | $0.68 | $0.92 |
| Net margin | 25.5% | 16.3% | 19.4% | 20.2% | 22.4% | 27.3% | -139.1% | 21.7% | 24.6% | 15.1% | 19.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $35.17, 14% above the current price; targets range from $33.00 to $39.00; the consensus rating is “none”; expected EPS is $3.00 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Beacon Financial’s P/E ratio?
About 9.7, based on the last twelve months of diluted earnings per share (forward P/E about 9.4).
Is Beacon Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 31% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Beacon Financial pay a dividend?
Yes. The dividend yield is about 4.19%, and it has paid dividends for 10 years in our data.
Is Beacon Financial a good stock to buy?
We do not give buy or sell advice. Beacon Financial scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.