Stock AnalizFiserv Inc. FISV
Business Services · IPO 1986 · data as of November 13, 2026
Fiserv Inc. (FISV) is a consumer discretionary company listed in the US with a market value of about $33.9B. In the twelve months to September 30, 2026 it had revenue of $20.8B and net income of -$3.9B, a net margin of -18.9%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is future growth (2/5); the weakest is value (1/5).
Key numbers: a price to free cash flow of 10.7, 5-year revenue growth of 7% a year, a 5-year average ROIC of 7%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 14% below the current price.
Score: 1.6 / 5
Checks passed
- P/FCF below 20
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- Positive free cash flow
- Share count down over 3 years (buybacks)
- Stock-based pay below 5% of revenue
Checks not passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $20.8B | $21.2B | $20.5B | $19.1B | $17.7B | $16.2B | $14.9B | $10.2B | $5.8B | $5.7B | $5.5B |
| Net income | -$3.9B | $3.5B | $3.1B | $3.1B | $2.5B | $1.3B | $958M | $893M | $1.2B | $1.2B | $930M |
| Free cash flow | $3.2B | $4.3B | $5.1B | $3.8B | $3.1B | $2.9B | $3.2B | $2.1B | $1.2B | $1.2B | $1.1B |
| EPS (diluted) | $-7.42 | $6.34 | $5.38 | $4.98 | $3.91 | $1.99 | $1.40 | $1.71 | $2.87 | $2.89 | $2.08 |
| Net margin | -18.9% | 16.4% | 15.3% | 16.1% | 14.3% | 8.2% | 6.5% | 8.8% | 20.4% | 21.9% | 16.9% |
| ROIC | — | 8.5% | 9.6% | 7.5% | 5.7% | 3.4% | 2.9% | 2.4% | 16.1% | 17.7% | 12.5% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 26 analysts is $62.50, 2% below the current price; targets range from $40.00 to $106.00; the consensus rating is “Hold”; expected EPS is $7.27 for the fiscal year ending December 31, 2026.
Frequently asked questions
Is Fiserv stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 14% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Fiserv pay a dividend?
Not currently.
Is Fiserv a good stock to buy?
We do not give buy or sell advice. Fiserv scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.