Stock AnalizFirst Horizon Corp. FHN
Major Banks · data as of November 13, 2026
First Horizon Corp. (FHN) is a financial company listed in the US with a market value of about $11.1B. In the twelve months to September 30, 2026 it had revenue of $3.0B and net income of $681M, a net margin of 22.4%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is shareholder returns (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 17.1, a price to free cash flow of 6.1, 5-year revenue growth of 2% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 12% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Profit margin improving
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.0B | $3.4B | $3.2B | $3.5B | $3.2B | $3.1B | $3.2B | $1.9B | $1.9B | $1.3B | $1.3B |
| Net income | $681M | $982M | $775M | $897M | $900M | $999M | $845M | $441M | $545M | $166M | $227M |
| Free cash flow | $1.8B | $595M | $1.2B | $1.3B | $2.3B | $688M | -$207M | $781M | $196M | -$316M | $117M |
| EPS (diluted) | $1.38 | $1.87 | $1.36 | $1.54 | $1.53 | $1.74 | $1.89 | $1.38 | $1.65 | $0.65 | $0.94 |
| Net margin | 22.4% | 28.7% | 24.3% | 25.9% | 28.1% | 32.5% | 26.8% | 23.7% | 28.1% | 12.4% | 17.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 21 analysts is $27.13, 15% above the current price; targets range from $25.00 to $31.00; the consensus rating is “Buy”; expected EPS is $2.14 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is First Horizon’s P/E ratio?
About 17.1, based on the last twelve months of diluted earnings per share (forward P/E about 10.5).
Is First Horizon stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 12% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does First Horizon pay a dividend?
Yes. The dividend yield is about 2.89%, and it has paid dividends for 10 years in our data.
Is First Horizon a good stock to buy?
We do not give buy or sell advice. First Horizon scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.