Stock AnalizFirst Hawaiian, Inc. FHB
Major Banks · IPO 2016 · data as of November 13, 2026
First Hawaiian, Inc. (FHB) is a financial company listed in the US with a market value of about $3.0B. In the twelve months to September 30, 2026 it had revenue of $908M and net income of $275M, a net margin of 30.3%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 11.1, a price to free cash flow of 8.3, 5-year revenue growth of 4% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 225% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $908M | $881M | $809M | $837M | $793M | $715M | $733M | $766M | $745M | $734M | $718M |
| Net income | $275M | $276M | $230M | $235M | $266M | $266M | $186M | $284M | $264M | $184M | $230M |
| Free cash flow | $365M | $303M | $289M | $239M | $417M | $397M | $176M | $267M | $316M | $260M | $205M |
| EPS (diluted) | $2.23 | $2.20 | $1.79 | $1.84 | $2.08 | $2.05 | $1.43 | $2.13 | $1.93 | $1.32 | $1.65 |
| Net margin | 30.3% | 31.4% | 28.5% | 28.1% | 33.5% | 37.1% | 25.3% | 37.1% | 35.5% | 25.0% | 32.1% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 9 analysts is $28.89, 16% above the current price; targets range from $26.00 to $32.00; the consensus rating is “Hold”; expected EPS is $2.25 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is First Hawaiian’s P/E ratio?
About 11.1, based on the last twelve months of diluted earnings per share (forward P/E about 10.3).
Is First Hawaiian stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 225% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does First Hawaiian pay a dividend?
Yes. The dividend yield is about 4.18%, and it has paid dividends for 10 years in our data.
Is First Hawaiian a good stock to buy?
We do not give buy or sell advice. First Hawaiian scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.