Stock AnalizFB Financial Corp FBK
Major Banks · IPO 2016 · data as of November 13, 2026
FB Financial Corp (FBK) is a financial company listed in the US with a market value of about $2.7B. In the twelve months to September 30, 2026 it had revenue of $700M and net income of $233M, a net margin of 33.3%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is value (3/5); the weakest is track record (1/5).
Key numbers: a P/E of 12.0, a price to free cash flow of 15.5, 5-year revenue growth of -0% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 14% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $700M | $560M | $456M | $478M | $527M | $576M | $568M | $361M | $335M | $295M | $256M |
| Net income | $233M | $123M | $116M | $120M | $125M | $190M | $64M | $84M | $80M | $52M | $41M |
| Free cash flow | $173M | $147M | $132M | $191M | $789M | $49M | -$276M | $57M | $202M | $33M | -$250M |
| EPS (diluted) | $4.54 | $2.45 | $2.48 | $2.57 | $2.64 | $3.97 | $1.67 | $2.65 | $2.55 | $1.86 | $2.10 |
| Net margin | 33.3% | 21.9% | 25.5% | 25.2% | 23.6% | 33.1% | 11.2% | 23.2% | 24.0% | 17.8% | 15.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 8 analysts is $63.38, 16% above the current price; targets range from $61.00 to $65.00; the consensus rating is “none”; expected EPS is $4.67 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is FB Financial’s P/E ratio?
About 12.0, based on the last twelve months of diluted earnings per share (forward P/E about 11.2).
Is FB Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 14% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does FB Financial pay a dividend?
Yes. The dividend yield is about 1.53%, and it has paid dividends for 9 years in our data.
Is FB Financial a good stock to buy?
We do not give buy or sell advice. FB Financial scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.