Stock AnalizEquity Bancshares Inc. EQBK
Major Banks · data as of November 13, 2026
Equity Bancshares Inc. (EQBK) is a financial company listed in the US with a market value of about $1.0B. In the twelve months to September 30, 2026 it had revenue of $322M and net income of $92M, a net margin of 28.7%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is future growth (0/5).
Key numbers: a P/E of 10.8, a price to free cash flow of 22.9, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 23% below the current price.
Score: 1.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
- 20% to 100% of free cash flow returned to shareholders
- Dividend 3 years in a row
- Stock-based pay below 5% of revenue
Checks not passed
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $322M | $210M | $225M | $140M | $199M | $175M | $159M | $151M | $145M | $101M | $63M |
| Net income | $92M | $23M | $63M | $8M | $58M | $52M | -$75M | $26M | $36M | $21M | $9M |
| Free cash flow | $44M | $38M | $65M | $61M | $71M | $98M | $34M | $42M | $28M | $21M | $13M |
| EPS (diluted) | $4.55 | $1.23 | $4.00 | $0.50 | $3.51 | $3.43 | $-4.97 | $1.61 | $2.28 | $1.62 | $1.07 |
| Net margin | 28.7% | 10.8% | 27.8% | 5.6% | 29.0% | 29.9% | -47.2% | 17.0% | 24.8% | 20.4% | 14.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $54.14, 10% above the current price; targets range from $50.00 to $60.00; the consensus rating is “none”; expected EPS is $5.19 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Equity Bancshares’s P/E ratio?
About 10.8, based on the last twelve months of diluted earnings per share (forward P/E about 9.3).
Is Equity Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 23% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Equity Bancshares pay a dividend?
Yes. The dividend yield is about 1.79%, and it has paid dividends for 6 years in our data.
Is Equity Bancshares a good stock to buy?
We do not give buy or sell advice. Equity Bancshares scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.