Stock AnalizEnterprise Financial Services Corp. EFSC
Major Banks · data as of November 13, 2026
Enterprise Financial Services Corp. (EFSC) is a financial company listed in the US with a market value of about $2.2B. In the twelve months to September 30, 2026 it had revenue of $749M and net income of $184M, a net margin of 24.5%.
Its overall Stock Analiz score is 3.2 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (2/5).
Key numbers: a P/E of 12.5, a price to free cash flow of 9.4, 5-year revenue growth of 18% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 1% below the current price.
Score: 3.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $749M | $740M | $638M | $631M | $533M | $428M | $325M | $288M | $230M | $212M | $165M |
| Net income | $184M | $201M | $185M | $194M | $203M | $133M | $74M | $93M | $89M | $48M | $49M |
| Free cash flow | $235M | $182M | $240M | $262M | $215M | $158M | $133M | $86M | $106M | $43M | $80M |
| EPS (diluted) | $4.98 | $5.31 | $4.83 | $5.07 | $5.31 | $3.86 | $2.76 | $3.55 | $3.83 | $2.07 | $2.41 |
| Net margin | 24.5% | 27.2% | 29.0% | 30.7% | 38.1% | 31.1% | 22.9% | 32.2% | 38.8% | 22.8% | 29.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $69.57, 12% above the current price; targets range from $64.00 to $72.00; the consensus rating is “Buy”; expected EPS is $5.09 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Enterprise Financial Services’s P/E ratio?
About 12.5, based on the last twelve months of diluted earnings per share (forward P/E about 10.5).
Is Enterprise Financial Services stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 1% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Enterprise Financial Services pay a dividend?
Yes. The dividend yield is about 2.14%, and it has paid dividends for 10 years in our data.
Is Enterprise Financial Services a good stock to buy?
We do not give buy or sell advice. Enterprise Financial Services scores 3.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.