Stock AnalizdLocal Ltd DLO
Business Services · IPO 2021 · data as of November 13, 2026
dLocal Ltd (DLO) is a consumer discretionary company listed in the US with a market value of about $4.0B. In the twelve months to June 30, 2026 it had revenue of $1.4B and net income of $204M, a net margin of 15.0%.
Its overall Stock Analiz score is 4.2 out of 5 (excellent). The strongest part is value (5/5); the weakest is shareholder returns (3/5).
Key numbers: a P/E of 18.5, a price to free cash flow of 10.4, 5-year revenue growth of 60% a year, a 5-year average ROIC of 28%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 312% above the current price.
Score: 4.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
Checks not passed
- Profit margin improving
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
- Dividend 3 years in a row
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.4B | $1.1B | $746M | $650M | $419M | $244M | $104M | $55M |
| Net income | $204M | $197M | $120M | $149M | $109M | $78M | $28M | $16M |
| Free cash flow | $388M | $413M | -$34M | $292M | $153M | $107M | $88M | $31M |
| EPS (diluted) | $0.68 | $0.67 | $0.41 | $0.51 | $0.37 | $0.26 | $0.10 | $0.05 |
| Net margin | 15.0% | 18.0% | 16.1% | 22.9% | 25.9% | 31.9% | 27.1% | 28.2% |
| ROIC | — | 28.9% | 21.2% | 33.0% | 28.9% | 26.8% | 61.6% | 62.7% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 10 analysts is $18.50, 35% above the current price; targets range from $15.00 to $21.00; the consensus rating is “Strong buy”; expected EPS is $0.91 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is dLocal’s P/E ratio?
About 18.5, based on the last twelve months of diluted earnings per share (forward P/E about 12.6).
Is dLocal stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 312% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does dLocal pay a dividend?
Yes. The dividend yield is about 1.42%, and it has paid dividends for 3 years in our data.
Is dLocal a good stock to buy?
We do not give buy or sell advice. dLocal scores 4.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.