Stock AnalizDime Commercial Bancshares, Inc. DCOM
Major Banks · data as of November 13, 2026
Dime Commercial Bancshares, Inc. (DCOM) is a financial company listed in the US with a market value of about $1.8B. In the twelve months to September 30, 2026 it had revenue of $509M and net income of $133M, a net margin of 26.1%.
Its overall Stock Analiz score is 2.6 out of 5 (average). The strongest part is future growth (3/5); the weakest is value (2/5).
Key numbers: a P/E of 13.7, a price to free cash flow of 7.3, 5-year revenue growth of 18% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 13% below the current price.
Score: 2.6 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $509M | $453M | $314M | $353M | $418M | $400M | $199M | $160M | $148M | $145M | $137M |
| Net income | $133M | $111M | $29M | $96M | $153M | $104M | $42M | $36M | $39M | $21M | $35M |
| Free cash flow | $254M | — | — | — | $291M | — | $55M | $65M | $53M | $45M | $40M |
| EPS (diluted) | $3.09 | $2.36 | $0.55 | $2.29 | $3.73 | $2.45 | $1.74 | $1.55 | $0.00 | $0.00 | $0.00 |
| Net margin | 26.1% | 24.4% | 9.3% | 27.2% | 36.5% | 26.0% | 21.3% | 22.7% | 26.4% | 14.1% | 25.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $47.80, 13% above the current price; targets range from $46.00 to $50.00; the consensus rating is “Buy”; expected EPS is $3.39 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Dime Commercial Bancshares’s P/E ratio?
About 13.7, based on the last twelve months of diluted earnings per share (forward P/E about 10.3).
Is Dime Commercial Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 13% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Dime Commercial Bancshares pay a dividend?
Yes. The dividend yield is about 2.37%, and it has paid dividends for 10 years in our data.
Is Dime Commercial Bancshares a good stock to buy?
We do not give buy or sell advice. Dime Commercial Bancshares scores 2.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.