Stock AnalizDime Commercial Bancshares, Inc. DCBG
Major Banks · data as of November 13, 2026
Dime Commercial Bancshares, Inc. (DCBG) is a financial company listed in the US with a market value of about $1.0B. In the twelve months to September 30, 2026 it had revenue of $509M and net income of $143M, a net margin of 28.0%.
Its overall Stock Analiz score is 2.6 out of 5 (average). The strongest part is value (4/5); the weakest is financial health (1/5).
Key numbers: a P/E of 8.5, 5-year revenue growth of 18% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 61% above the current price.
Score: 2.6 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
Checks not passed
- P/FCF below 20
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Positive free cash flow
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $509M | $453M | $314M | $353M | $418M | $400M | $199M | $160M | $148M | $145M | $137M |
| Net income | $143M | $111M | $29M | $96M | $153M | $104M | $42M | $36M | $39M | $21M | $35M |
| Free cash flow | — | — | — | — | $291M | — | $55M | $65M | $53M | $45M | $40M |
| EPS (diluted) | $3.09 | $2.36 | $0.55 | $2.29 | $3.73 | $2.45 | $1.74 | $1.55 | $0.00 | $0.00 | $0.00 |
| Net margin | 28.0% | 24.4% | 9.3% | 27.2% | 36.5% | 26.0% | 21.3% | 22.7% | 26.4% | 14.1% | 25.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Dime Commercial Bancshares’s P/E ratio?
About 8.5, based on the last twelve months of diluted earnings per share.
Is Dime Commercial Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 61% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Dime Commercial Bancshares pay a dividend?
Yes. The dividend yield is about 4.17%, and it has paid dividends for 10 years in our data.
Is Dime Commercial Bancshares a good stock to buy?
We do not give buy or sell advice. Dime Commercial Bancshares scores 2.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.