Stock AnalizCustomers Bancorp, Inc. CUBI
Major Banks · data as of November 13, 2026
Customers Bancorp, Inc. (CUBI) is a financial company listed in the US with a market value of about $2.8B. In the twelve months to September 30, 2026 it had revenue of $929M and net income of $294M, a net margin of 31.6%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is value (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 10.3, a price to free cash flow of 9.0, 5-year revenue growth of 12% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 29% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $929M | $818M | $715M | $758M | $656M | $763M | $468M | $313M | $317M | $346M | $306M |
| Net income | $294M | $224M | $181M | $250M | $228M | $315M | $133M | $79M | $72M | $79M | $79M |
| Free cash flow | $316M | $481M | $144M | $124M | -$25M | $295M | $128M | $77M | $96M | $60M | $86M |
| EPS (diluted) | $8.29 | $6.26 | $5.09 | $7.32 | $6.51 | $8.91 | $3.74 | $2.05 | $1.78 | $1.97 | $2.31 |
| Net margin | 31.6% | 27.4% | 25.4% | 33.0% | 34.8% | 41.2% | 28.4% | 25.4% | 22.6% | 22.8% | 25.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 10 analysts is $98.20, 15% above the current price; targets range from $76.00 to $110.00; the consensus rating is “Buy”; expected EPS is $8.54 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Customers Bancorp’s P/E ratio?
About 10.3, based on the last twelve months of diluted earnings per share (forward P/E about 9.0).
Is Customers Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 29% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Customers Bancorp pay a dividend?
Not currently.
Is Customers Bancorp a good stock to buy?
We do not give buy or sell advice. Customers Bancorp scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.