Stock AnalizColumbia Banking System, Inc. COLB
Major Banks · IPO 1992 · data as of November 13, 2026
Columbia Banking System, Inc. (COLB) is a financial company listed in the US with a market value of about $8.5B. In the twelve months to September 30, 2026 it had revenue of $2.8B and net income of $835M, a net margin of 30.2%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is shareholder returns (4/5); the weakest is track record (2/5).
Key numbers: a P/E of 10.4, a price to free cash flow of 6.1, 5-year revenue growth of 31% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 22% below the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.8B | $2.3B | $1.9B | $2.0B | $1.3B | $1.3B | $605M | $591M | $567M | $478M | $422M |
| Net income | $835M | $550M | $534M | $349M | $337M | $420M | $154M | $194M | $173M | $113M | $105M |
| Free cash flow | $1.4B | $706M | $623M | $629M | $1.0B | $647M | $184M | $196M | $226M | $122M | $141M |
| EPS (diluted) | $2.94 | $2.30 | $2.55 | $1.78 | $2.60 | $3.21 | $2.17 | $2.68 | $2.36 | $1.86 | $1.81 |
| Net margin | 30.2% | 23.9% | 27.7% | 17.5% | 26.5% | 32.9% | 25.5% | 32.9% | 30.5% | 23.6% | 24.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 15 analysts is $34.00, 11% above the current price; targets range from $31.00 to $40.00; the consensus rating is “Buy”; expected EPS is $3.09 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Columbia Banking System’s P/E ratio?
About 10.4, based on the last twelve months of diluted earnings per share (forward P/E about 9.4).
Is Columbia Banking System stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 22% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Columbia Banking System pay a dividend?
Yes. The dividend yield is about 4.84%, and it has paid dividends for 10 years in our data.
Is Columbia Banking System a good stock to buy?
We do not give buy or sell advice. Columbia Banking System scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.