Stock AnalizConnectOne Bancorp, Inc. CNOB
Major Banks · data as of November 13, 2026
ConnectOne Bancorp, Inc. (CNOB) is a financial company listed in the US with a market value of about $1.6B. In the twelve months to September 30, 2026 it had revenue of $453M and net income of $144M, a net margin of 31.9%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (2/5).
Key numbers: a P/E of 11.4, a price to free cash flow of 9.2, 5-year revenue growth of 9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 2% above the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $453M | $388M | $264M | $269M | $315M | $279M | $252M | $194M | $163M | $153M | $140M |
| Net income | $144M | $80M | $74M | $87M | $125M | $130M | $71M | $73M | $60M | $43M | $31M |
| Free cash flow | $179M | $101M | $57M | $85M | $173M | $199M | $79M | $59M | $87M | $128M | $47M |
| EPS (diluted) | $2.86 | $1.63 | $1.76 | $2.07 | $3.01 | $3.22 | $1.79 | $2.07 | $1.86 | $1.34 | $1.01 |
| Net margin | 31.9% | 20.7% | 28.0% | 32.3% | 39.7% | 46.8% | 28.2% | 37.8% | 37.1% | 28.2% | 22.2% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $37.40, 15% above the current price; targets range from $35.00 to $40.00; the consensus rating is “Buy”; expected EPS is $3.35 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is ConnectOne Bancorp’s P/E ratio?
About 11.4, based on the last twelve months of diluted earnings per share (forward P/E about 9.0).
Is ConnectOne Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 2% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does ConnectOne Bancorp pay a dividend?
Yes. The dividend yield is about 2.37%, and it has paid dividends for 10 years in our data.
Is ConnectOne Bancorp a good stock to buy?
We do not give buy or sell advice. ConnectOne Bancorp scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.