Stock AnalizCathay General Bancorp CATY
Major Banks · data as of November 13, 2026
Cathay General Bancorp (CATY) is a financial company listed in the US with a market value of about $4.3B. In the twelve months to September 30, 2026 it had revenue of $915M and net income of $365M, a net margin of 39.9%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 12.1, a price to free cash flow of 9.3, 5-year revenue growth of 7% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 15% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $915M | $818M | $730M | $810M | $791M | $652M | $595M | $620M | $598M | $532M | $451M |
| Net income | $365M | $315M | $286M | $354M | $361M | $298M | $229M | $279M | $272M | $176M | $175M |
| Free cash flow | $465M | $364M | $326M | $381M | $464M | $331M | $314M | $428M | $330M | $246M | $231M |
| EPS (diluted) | $5.42 | $4.54 | $3.95 | $4.86 | $4.83 | $3.80 | $2.87 | $3.48 | $3.33 | $2.17 | $2.19 |
| Net margin | 39.9% | 38.5% | 39.2% | 43.7% | 45.6% | 45.7% | 38.5% | 45.1% | 45.5% | 33.1% | 38.8% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $67.20, 2% above the current price; targets range from $56.00 to $75.00; the consensus rating is “Hold”; expected EPS is $5.46 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Cathay General Bancorp’s P/E ratio?
About 12.1, based on the last twelve months of diluted earnings per share (forward P/E about 10.8).
Is Cathay General Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 15% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Cathay General Bancorp pay a dividend?
Yes. The dividend yield is about 2.32%, and it has paid dividends for 10 years in our data.
Is Cathay General Bancorp a good stock to buy?
We do not give buy or sell advice. Cathay General Bancorp scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.