Stock AnalizCamden National Corp. CAC
Major Banks · data as of November 13, 2026
Camden National Corp. (CAC) is a financial company listed in the US with a market value of about $1.0B. In the twelve months to September 30, 2026 it had revenue of $268M and net income of $90M, a net margin of 33.6%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 11.2, a price to free cash flow of 10.0, 5-year revenue growth of 6% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 7% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- Profitable 5 years in a row
- Positive free cash flow
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $268M | $256M | $177M | $163M | $188M | $187M | $187M | $170M | $159M | $154M | $153M |
| Net income | $90M | $65M | $53M | $43M | $61M | $69M | $59M | $57M | $53M | $28M | $40M |
| Free cash flow | $100M | $58M | $55M | $65M | $103M | $141M | $15M | $29M | $59M | $55M | $56M |
| EPS (diluted) | $5.31 | $3.84 | $3.62 | $2.97 | $4.17 | $4.60 | $3.95 | $3.69 | $3.39 | $1.82 | $2.57 |
| Net margin | 33.6% | 25.5% | 29.9% | 26.6% | 32.6% | 36.9% | 31.9% | 33.7% | 33.5% | 18.5% | 26.2% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $60.20, 1% above the current price; targets range from $58.00 to $64.00; the consensus rating is “Hold”; expected EPS is $5.39 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Camden National’s P/E ratio?
About 11.2, based on the last twelve months of diluted earnings per share (forward P/E about 10.6).
Is Camden National stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 7% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Camden National pay a dividend?
Yes. The dividend yield is about 2.83%, and it has paid dividends for 10 years in our data.
Is Camden National a good stock to buy?
We do not give buy or sell advice. Camden National scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.