Stock AnalizBok Financial Corp. BOKF
Major Banks · data as of November 13, 2026
Bok Financial Corp. (BOKF) is a financial company listed in the US with a market value of about $7.9B. In the twelve months to September 30, 2026 it had revenue of $2.3B and net income of $669M, a net margin of 29.2%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is shareholder returns (5/5); the weakest is future growth (1/5).
Key numbers: a P/E of 11.8, a price to free cash flow of 11.0, 5-year revenue growth of 2% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 15% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.3B | $2.2B | $2.1B | $2.1B | $1.9B | $1.9B | $2.0B | $1.8B | $1.6B | $1.5B | $1.4B |
| Net income | $669M | $578M | $524M | $531M | $520M | $618M | $435M | $501M | $446M | $335M | $233M |
| Free cash flow | $720M | $575M | $1.3B | -$100M | $4.9B | -$3.9B | -$557M | -$858M | -$897M | -$36M | -$292M |
| EPS (diluted) | $11.04 | $9.17 | $8.14 | $8.02 | $7.68 | $8.95 | $6.19 | $7.03 | $6.63 | $5.11 | $3.53 |
| Net margin | 29.2% | 26.6% | 25.5% | 25.7% | 28.1% | 33.0% | 22.3% | 27.7% | 27.8% | 21.8% | 16.4% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 9 analysts is $143.33, 10% above the current price; targets range from $135.00 to $155.00; the consensus rating is “Hold”; expected EPS is $10.45 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Bok Financial’s P/E ratio?
About 11.8, based on the last twelve months of diluted earnings per share (forward P/E about 12.4).
Is Bok Financial stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 15% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bok Financial pay a dividend?
Yes. The dividend yield is about 2.38%, and it has paid dividends for 10 years in our data.
Is Bok Financial a good stock to buy?
We do not give buy or sell advice. Bok Financial scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.