Stock AnalizBank OF Nova Scotia BNS
Major Banks · data as of November 13, 2026
Bank OF Nova Scotia (BNS) is a financial company listed in the US with a market value of about $113.5B. In the twelve months to July 31, 2026 it had revenue of $27.6B and net income of $6.7B, a net margin of 24.1%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is shareholder returns (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 17.2, a price to free cash flow of 25.6, 5-year revenue growth of 3% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 4% above the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Profitable 5 years in a row
- Positive free cash flow
- Pays a dividend
- 20% to 100% of free cash flow returned to shareholders
- Dividend 3 years in a row
Checks not passed
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.6B | $26.9B | $24.2B | $23.3B | $23.0B | $25.3B | $23.6B | $23.6B | $21.9B | $21.1B | $19.7B |
| Net income | $6.7B | $5.6B | $5.6B | $5.3B | $7.3B | $7.8B | $5.1B | $6.4B | $6.5B | $6.2B | $5.3B |
| Free cash flow | $4.4B | $3.9B | $11.3B | $22.9B | $12.4B | -$10.4B | $42.6B | -$9.1B | $13.6B | $12.9B | — |
| EPS (diluted) | $5.40 | $4.53 | $4.55 | $4.32 | $5.91 | $6.35 | $4.15 | $5.20 | $5.31 | $5.06 | $4.33 |
| Net margin | 24.1% | 20.6% | 23.0% | 22.8% | 31.6% | 30.8% | 21.6% | 27.0% | 29.7% | 29.5% | 27.0% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is Bank OF Nova Scotia’s P/E ratio?
About 17.2, based on the last twelve months of diluted earnings per share (forward P/E about 13.7).
Is Bank OF Nova Scotia stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 4% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bank OF Nova Scotia pay a dividend?
Yes. The dividend yield is about 3.48%, and it has paid dividends for 10 years in our data.
Is Bank OF Nova Scotia a good stock to buy?
We do not give buy or sell advice. Bank OF Nova Scotia scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.