Stock AnalizBurke & Herbert Financial Services Corp. BHRB
Major Banks · data as of November 13, 2026
Burke & Herbert Financial Services Corp. (BHRB) is a financial company listed in the US with a market value of about $1.4B. In the twelve months to September 30, 2026 it had revenue of $398M and net income of $103M, a net margin of 26.0%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is future growth (5/5); the weakest is track record (1/5).
Key numbers: a P/E of 11.8, a price to free cash flow of 15.2. A discounted cash flow model with moderate assumptions puts its intrinsic value about 133% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
Checks not passed
- PEG below 1.5
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
- More cash than debt, or low debt to equity
- Interest covered more than 5 times
- Debt below 3 years of free cash flow
Valuation
Growth and quality
Financials, last 5 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | $398M | $342M | $262M | $112M | $121M | $114M |
| Net income | $103M | $117M | $36M | $23M | $44M | $36M |
| Free cash flow | $95M | $96M | $81M | $28M | $38M | $54M |
| EPS (diluted) | $6.05 | $7.72 | $2.82 | $3.02 | $5.89 | $4.87 |
| Net margin | 26.0% | 34.3% | 13.6% | 20.3% | 36.4% | 31.8% |
| ROIC | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $79.75, 12% above the current price; targets range from $76.00 to $82.00; the consensus rating is “Buy”; expected EPS is $6.15 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Burke & Herbert Financial Services’s P/E ratio?
About 11.8, based on the last twelve months of diluted earnings per share (forward P/E about 8.4).
Is Burke & Herbert Financial Services stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 133% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Burke & Herbert Financial Services pay a dividend?
Yes. The dividend yield is about 3.10%, and it has paid dividends for 5 years in our data.
Is Burke & Herbert Financial Services a good stock to buy?
We do not give buy or sell advice. Burke & Herbert Financial Services scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.