Stock AnalizBusiness First Bancshares, Inc. BFST
Major Banks · data as of November 13, 2026
Business First Bancshares, Inc. (BFST) is a financial company listed in the US with a market value of about $1.0B. In the twelve months to September 30, 2026 it had revenue of $357M and net income of $89M, a net margin of 25.0%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is value (4/5); the weakest is track record (3/5).
Key numbers: a P/E of 11.5, a price to free cash flow of 9.0, 5-year revenue growth of 17% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 43% below the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
- 20% to 100% of free cash flow returned to shareholders
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $357M | $325M | $272M | $252M | $229M | $190M | $149M | $91M | $70M | $50M | $43M |
| Net income | $89M | $88M | $65M | $71M | $54M | $52M | $30M | $24M | $14M | $5M | $5M |
| Free cash flow | $116M | $92M | $60M | $79M | $62M | $52M | $26M | $20M | $18M | $7M | $7M |
| EPS (diluted) | $2.80 | $2.79 | $2.26 | $2.59 | $2.32 | $2.53 | $1.64 | $1.74 | $1.22 | $0.61 | $0.70 |
| Net margin | 25.0% | 27.1% | 24.0% | 28.2% | 23.7% | 27.5% | 20.1% | 26.2% | 20.1% | 9.7% | 11.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $37.05, 15% above the current price; targets range from $35.00 to $39.00; the consensus rating is “Strong buy”; expected EPS is $3.03 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Business First Bancshares’s P/E ratio?
About 11.5, based on the last twelve months of diluted earnings per share (forward P/E about 10.0).
Is Business First Bancshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 43% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Business First Bancshares pay a dividend?
Yes. The dividend yield is about 1.84%, and it has paid dividends for 10 years in our data.
Is Business First Bancshares a good stock to buy?
We do not give buy or sell advice. Business First Bancshares scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.