Stock AnalizBank First Corp BFC
Major Banks · data as of November 13, 2026
Bank First Corp (BFC) is a financial company listed in the US with a market value of about $1.7B. In the twelve months to September 30, 2026 it had revenue of $239M and net income of $87M, a net margin of 36.3%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is future growth (4/5); the weakest is value (2/5).
Key numbers: a P/E of 18.7, a price to free cash flow of 29.5, 5-year revenue growth of 10% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 31% above the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
Checks not passed
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $239M | $174M | $157M | $192M | $124M | $114M | $106M | $82M | $75M | $56M | $48M |
| Net income | $87M | $71M | $66M | $75M | $45M | $45M | $38M | $27M | $25M | $15M | $15M |
| Free cash flow | $56M | $51M | $59M | $39M | $33M | $32M | $36M | $15M | $15M | $15M | $13M |
| EPS (diluted) | $8.01 | $7.23 | $6.50 | $7.28 | $5.58 | $5.92 | $5.07 | $3.87 | $3.81 | $2.44 | $2.40 |
| Net margin | 36.3% | 41.1% | 41.6% | 38.9% | 36.5% | 40.0% | 36.0% | 32.4% | 34.1% | 27.6% | 31.0% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 2 analysts is $163.00, 9% above the current price; targets range from $161.00 to $165.00; the consensus rating is “none”; expected EPS is $9.64 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Bank First’s P/E ratio?
About 18.7, based on the last twelve months of diluted earnings per share (forward P/E about 13.0).
Is Bank First stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 31% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bank First pay a dividend?
Yes. The dividend yield is about 1.73%, and it has paid dividends for 10 years in our data.
Is Bank First a good stock to buy?
We do not give buy or sell advice. Bank First scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.