Stock AnalizBancfirst Corp. BANF
Major Banks · IPO 1993 · data as of November 13, 2026
Bancfirst Corp. (BANF) is a financial company listed in the US with a market value of about $4.0B. In the twelve months to September 30, 2026 it had revenue of $735M and net income of $256M, a net margin of 34.9%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is shareholder returns (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 15.8, a price to free cash flow of 15.9, 5-year revenue growth of 9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 42% below the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $735M | $691M | $631M | $610M | $557M | $486M | $444M | $419M | $386M | $345M | $311M |
| Net income | $256M | $241M | $216M | $212M | $193M | $168M | $100M | $135M | $126M | $86M | $71M |
| Free cash flow | $251M | $237M | $225M | $211M | $206M | $177M | $88M | $132M | $88M | $92M | $80M |
| EPS (diluted) | $7.53 | $7.11 | $6.44 | $6.34 | $5.77 | $5.03 | $3.00 | $4.05 | $3.76 | $2.65 | $2.22 |
| Net margin | 34.9% | 34.8% | 34.3% | 34.8% | 34.6% | 34.5% | 22.4% | 32.2% | 32.6% | 25.0% | 22.7% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 3 analysts is $122.33, 3% above the current price; targets range from $120.00 to $125.00; the consensus rating is “none”; expected EPS is $7.69 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Bancfirst’s P/E ratio?
About 15.8, based on the last twelve months of diluted earnings per share (forward P/E about 14.8).
Is Bancfirst stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 42% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Bancfirst pay a dividend?
Yes. The dividend yield is about 1.76%, and it has paid dividends for 10 years in our data.
Is Bancfirst a good stock to buy?
We do not give buy or sell advice. Bancfirst scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.