Stock AnalizBanc OF California, Inc. BANC
Major Banks · data as of November 13, 2026
Banc OF California, Inc. (BANC) is a financial company listed in the US with a market value of about $2.8B. In the twelve months to September 30, 2026 it had revenue of $900M and net income of -$49M, a net margin of -5.4%.
Its overall Stock Analiz score is 1.0 out of 5 (weak). The strongest part is future growth (2/5); the weakest is shareholder returns (0/5).
Key numbers: a price to free cash flow of 8.0, 5-year revenue growth of 36% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 88% below the current price.
Score: 1.0 / 5
Checks passed
- P/FCF below 20
- Revenue growth above 10% last year
- Profit margin improving
- 5-year revenue growth above 8% a year
- Positive free cash flow
Checks not passed
- P/E below 25
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $900M | $1.1B | $1.0B | $299M | $1.4B | $1.3B | $243M | $260M | $310M | $349M | $409M |
| Net income | -$49M | $229M | $127M | -$1.9B | $424M | $607M | $13M | $24M | $45M | $58M | $115M |
| Free cash flow | $350M | $235M | $64M | $121M | $682M | $486M | $70M | $70M | $114M | $548M | -$27M |
| EPS (diluted) | $-0.30 | $1.17 | $0.52 | $-22.71 | $5.14 | $7.76 | — | $0.05 | $0.45 | $0.71 | $1.94 |
| Net margin | -5.4% | 20.4% | 12.7% | -635.5% | 31.0% | 46.8% | 5.2% | 9.1% | 14.7% | 16.5% | 28.2% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 12 analysts is $21.75, 22% above the current price; targets range from $20.00 to $24.00; the consensus rating is “Buy”; expected EPS is $1.71 for the fiscal year ending December 31, 2026.
Frequently asked questions
Is Banc OF California stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 88% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Banc OF California pay a dividend?
Yes. The dividend yield is about 2.68%, and it has paid dividends for 9 years in our data.
Is Banc OF California a good stock to buy?
We do not give buy or sell advice. Banc OF California scores 1.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.