Stock AnalizAtlantic Union Bankshares Corp AUB
Major Banks · data as of November 13, 2026
Atlantic Union Bankshares Corp (AUB) is a financial company listed in the US with a market value of about $5.5B. In the twelve months to September 30, 2026 it had revenue of $1.6B and net income of $520M, a net margin of 33.5%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is value (4/5); the weakest is track record (2/5).
Key numbers: a P/E of 10.6, a price to free cash flow of 10.0, 5-year revenue growth of 15% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 9% above the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Checks not passed
- PEG below 1.5
- Profit margin improving
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- ROE above 15%
- Interest covered more than 5 times
- Liabilities below 60% of assets
- Share count down over 3 years (buybacks)
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.6B | $1.4B | $817M | $702M | $703M | $677M | $687M | $671M | $531M | $341M | $324M |
| Net income | $520M | $274M | $209M | $202M | $235M | $264M | $158M | $194M | $146M | $73M | $77M |
| Free cash flow | $549M | $2.2B | $301M | $273M | $417M | $328M | $202M | $179M | $215M | $101M | $88M |
| EPS (diluted) | $3.70 | $2.03 | $2.24 | $2.53 | $2.97 | $3.26 | $1.93 | $2.41 | $2.22 | $1.67 | $1.77 |
| Net margin | 33.5% | 19.9% | 25.6% | 28.7% | 33.4% | 39.0% | 23.0% | 28.9% | 27.6% | 21.4% | 23.9% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 8 analysts is $45.62, 16% above the current price; targets range from $42.00 to $50.00; the consensus rating is “Buy”; expected EPS is $3.76 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Atlantic Union Bankshares’s P/E ratio?
About 10.6, based on the last twelve months of diluted earnings per share (forward P/E about 9.9).
Is Atlantic Union Bankshares stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 9% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Atlantic Union Bankshares pay a dividend?
Yes. The dividend yield is about 4.03%, and it has paid dividends for 10 years in our data.
Is Atlantic Union Bankshares a good stock to buy?
We do not give buy or sell advice. Atlantic Union Bankshares scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.