Stock AnalizAmerant Bancorp Inc. AMTB
Major Banks · data as of November 13, 2026
Amerant Bancorp Inc. (AMTB) is a financial company listed in the US with a market value of about $1.2B. In the twelve months to September 30, 2026 it had revenue of $419M and net income of $67M, a net margin of 16.1%.
Its overall Stock Analiz score is 2.6 out of 5 (average). The strongest part is shareholder returns (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 17.9, a price to free cash flow of 8.6, 5-year revenue growth of 11% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 31% below the current price.
Score: 2.6 / 5
Checks passed
- P/E below 25
- P/FCF below 20
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- P/E below the industry median
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $419M | $439M | $336M | $414M | $334M | $326M | $263M | $270M | $273M | $281M | $254M |
| Net income | $67M | $52M | -$16M | $32M | $63M | $113M | -$2M | $51M | $46M | $43M | $24M |
| Free cash flow | $137M | $129M | $75M | $16M | -$60M | $61M | $52M | $64M | $52M | $65M | $67M |
| EPS (diluted) | $1.69 | $1.26 | $-0.44 | $0.96 | $1.85 | $3.01 | $-0.04 | $0.00 | $0.00 | $0.00 | $0.55 |
| Net margin | 16.1% | 11.9% | -4.7% | 7.8% | 19.0% | 34.7% | -0.7% | 19.0% | 16.8% | 15.3% | 9.3% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $33.25, 10% above the current price; targets range from $32.00 to $35.00; the consensus rating is “Buy”; expected EPS is $2.27 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Amerant Bancorp’s P/E ratio?
About 17.9, based on the last twelve months of diluted earnings per share (forward P/E about 10.9).
Is Amerant Bancorp stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 31% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Amerant Bancorp pay a dividend?
Yes. The dividend yield is about 1.19%, and it has paid dividends for 5 years in our data.
Is Amerant Bancorp a good stock to buy?
We do not give buy or sell advice. Amerant Bancorp scores 2.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.