Stock AnalizUWM Holdings Corp UWMC
Finance: Consumer Services · data as of November 13, 2026
UWM Holdings Corp (UWMC) is a financial company listed in the US with a market value of about $2.5B. In the twelve months to September 30, 2026 it had revenue of $3.5B and net income of -$6M, a net margin of -0.2%.
Its overall Stock Analiz score is 1.2 out of 5 (weak). The strongest part is future growth (3/5); the weakest is value (0/5).
Key numbers: a P/E of 63.0, 5-year revenue growth of -9% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 61% below the current price.
Score: 1.2 / 5
Checks passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Pays a dividend
- Dividend 3 years in a row
- Stock-based pay below 5% of revenue
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.5B | $3.2B | $2.7B | $2.2B | $2.4B | $3.0B | $4.9B | $1.3B |
| Net income | -$6M | $27M | $14M | -$13M | $42M | $98M | -$6M | $415M |
| Free cash flow | -$1.8B | -$2.7B | -$6.3B | $139M | $8.2B | -$10.0B | -$876000 | -$3.5B |
| EPS (diluted) | $0.02 | $0.02 | $0.13 | $-0.14 | $0.45 | $0.66 | $-0.12 | — |
| Net margin | -0.2% | 0.9% | 0.5% | -0.6% | 1.8% | 3.3% | -0.1% | 32.5% |
| ROIC | — | — | — | — | — | — | -0.8% | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $1.86, 47% above the current price; targets range from $1.50 to $2.00; the consensus rating is “Hold”; expected EPS is $0.03 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is UWM Holdings’s P/E ratio?
About 63.0, based on the last twelve months of diluted earnings per share (forward P/E about 9.5).
Is UWM Holdings stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 61% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does UWM Holdings pay a dividend?
Not currently.
Is UWM Holdings a good stock to buy?
We do not give buy or sell advice. UWM Holdings scores 1.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.