Stock AnalizUpbound Group, Inc. UPBD
Diversified Commercial Services · data as of November 13, 2026
Upbound Group, Inc. (UPBD) is a consumer discretionary company listed in the US with a market value of about $1.5B. In the twelve months to September 30, 2026 it had revenue of $4.7B and net income of $111M, a net margin of 2.4%.
Its overall Stock Analiz score is 2.8 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 13.2, a price to free cash flow of 3.4, 5-year revenue growth of 11% a year, a 5-year average ROIC of 18%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 122% above the current price.
Score: 2.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profit margin improving
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- More cash than debt, or low debt to equity
Checks not passed
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- Profitable 5 years in a row
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.7B | $4.7B | $4.3B | $4.0B | $4.2B | $4.6B | $2.8B | $2.7B | $2.7B | $2.7B | $3.0B |
| Net income | $111M | $73M | $123M | -$5M | $12M | $135M | $208M | $174M | $8M | $7M | -$105M |
| Free cash flow | $434M | $239M | $48M | $147M | $407M | $330M | $202M | $194M | $200M | $45M | $293M |
| EPS (diluted) | $1.90 | $1.25 | $2.21 | $-0.09 | $0.21 | $2.02 | $3.73 | $3.10 | $0.16 | $0.12 | $-1.98 |
| Net margin | 2.4% | 1.6% | 2.9% | -0.1% | 0.3% | 2.9% | 7.4% | 6.5% | 0.3% | 0.2% | -3.5% |
| ROIC | — | 15.4% | 22.5% | 15.1% | 14.1% | 24.1% | 25.3% | 26.5% | 4.2% | -6.1% | -13.5% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 6 analysts is $27.33, 9% above the current price; targets range from $20.00 to $41.00; the consensus rating is “Strong buy”; expected EPS is $4.22 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Upbound Group’s P/E ratio?
About 13.2, based on the last twelve months of diluted earnings per share (forward P/E about 5.6).
Is Upbound Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 122% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Upbound Group pay a dividend?
Yes. The dividend yield is about 6.17%, and it has paid dividends for 9 years in our data.
Is Upbound Group a good stock to buy?
We do not give buy or sell advice. Upbound Group scores 2.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.