Stock AnalizToast, Inc. TOST
EDP Services · IPO 2021 · data as of November 13, 2026
Toast, Inc. (TOST) is a technology company listed in the US with a market value of about $20.1B. In the twelve months to September 30, 2026 it had revenue of $7.2B and net income of $550M, a net margin of 7.7%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is financial health (5/5); the weakest is value (0/5).
Key numbers: a P/E of 37.7, a price to free cash flow of 33.4, 5-year revenue growth of 50% a year, a 5-year average ROIC of -11%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 51% below the current price.
Score: 2.4 / 5
Checks passed
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- ROE above 15%
- More cash than debt, or low debt to equity
- Positive free cash flow
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $7.2B | $6.2B | $5.0B | $3.9B | $2.7B | $1.7B | $823M | $665M |
| Net income | $550M | $342M | $19M | -$246M | -$275M | -$487M | -$248M | -$209M |
| Free cash flow | $604M | $608M | $306M | $93M | -$172M | -$10M | -$153M | -$135M |
| EPS (diluted) | $0.92 | $0.56 | $0.03 | $-0.47 | $-0.72 | $-1.68 | $-1.25 | $-1.08 |
| Net margin | 7.7% | 5.6% | 0.4% | -6.4% | -10.1% | -28.6% | -30.1% | -31.4% |
| ROIC | — | 13.5% | 0.9% | -18.3% | -32.0% | -19.0% | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 27 analysts is $38.89, 12% above the current price; targets range from $27.00 to $45.00; the consensus rating is “Buy”; expected EPS is $1.44 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Toast’s P/E ratio?
About 37.7, based on the last twelve months of diluted earnings per share (forward P/E about 21.3).
Is Toast stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 51% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Toast pay a dividend?
Not currently.
Is Toast a good stock to buy?
We do not give buy or sell advice. Toast scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.