Stock AnalizStoneCo Ltd. STNE
EDP Services · IPO 2018 · data as of November 13, 2026
StoneCo Ltd. (STNE) is a technology company listed in the US with a market value of about $1.8B. In the twelve months to June 30, 2026 it had revenue of $2.4B and net income of $594M, a net margin of 24.7%.
Its overall Stock Analiz score is 1.8 out of 5 (weak). The strongest part is value (4/5); the weakest is shareholder returns (0/5).
Key numbers: a P/E of 3.0, a price to free cash flow of 2.8, 5-year revenue growth of 27% a year, a 5-year average ROIC of 0%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 75% above the current price.
Score: 1.8 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 5-year revenue growth above 8% a year
Checks not passed
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
- More cash than debt, or low debt to equity
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.4B | $2.4B | $2.1B | $2.5B | $1.8B | $866M | $639M | $641M | $407M | $231M | $135M |
| Net income | $594M | $410M | -$245M | $328M | -$98M | -$244M | $164M | $200M | $78M | -$33M | -$37M |
| Free cash flow | $634M | -$90M | -$709M | $188M | $239M | $453M | -$61M | -$743M | -$659M | -$430M | -$161M |
| EPS (diluted) | $2.30 | $1.65 | $-1.08 | $1.44 | $-0.43 | $-1.07 | $0.72 | $0.88 | $0.34 | $-0.14 | $-0.16 |
| Net margin | 24.7% | 17.3% | -11.4% | 13.2% | -5.4% | -28.2% | 25.7% | 31.2% | 19.1% | -14.2% | -27.2% |
| ROIC | — | — | -3.1% | 7.2% | -1.5% | -6.0% | 4.0% | 6.3% | 3.9% | -3.0% | -18.8% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is StoneCo’s P/E ratio?
About 3.0, based on the last twelve months of diluted earnings per share (forward P/E about 3.6).
Is StoneCo stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 75% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does StoneCo pay a dividend?
Not currently.
Is StoneCo a good stock to buy?
We do not give buy or sell advice. StoneCo scores 1.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.