Stock AnalizPROG Holdings, Inc. PRG
Diversified Commercial Services · data as of November 13, 2026
PROG Holdings, Inc. (PRG) is a consumer discretionary company listed in the US with a market value of about $1.5B. In the twelve months to September 30, 2026 it had revenue of $2.8B and net income of $151M, a net margin of 5.5%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is value (4/5); the weakest is future growth (1/5).
Key numbers: a P/E of 12.3, a price to free cash flow of 4.7, 5-year revenue growth of -1% a year, a 5-year average ROIC of 13%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 270% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- 3-year free cash flow growth above 10% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
Checks not passed
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- More cash than debt, or low debt to equity
Valuation
Growth and quality
Financials, last 8 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.8B | $2.4B | $2.4B | $2.3B | $2.6B | $2.7B | $2.5B | $2.2B | $2.0B |
| Net income | $151M | $147M | $197M | $139M | $99M | $244M | -$61M | $31M | $196M |
| Free cash flow | $316M | $325M | $130M | $195M | $233M | $236M | $392M | $224M | $278M |
| EPS (diluted) | $3.70 | $3.59 | $4.53 | $2.98 | $1.90 | $3.67 | $-0.90 | $0.47 | $2.78 |
| Net margin | 5.5% | 6.1% | 8.2% | 5.9% | 3.8% | 9.1% | -2.5% | 1.5% | 9.6% |
| ROIC | — | 10.9% | 11.8% | 12.9% | 10.4% | 19.1% | 21.9% | 1.2% | 7.1% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 7 analysts is $49.00, 28% above the current price; targets range from $40.00 to $64.00; the consensus rating is “Strong buy”; expected EPS is $4.76 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is PROG’s P/E ratio?
About 12.3, based on the last twelve months of diluted earnings per share (forward P/E about 7.2).
Is PROG stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 270% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does PROG pay a dividend?
Yes. The dividend yield is about 1.44%, and it has paid dividends for 5 years in our data.
Is PROG a good stock to buy?
We do not give buy or sell advice. PROG scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.