Stock AnalizPrincipal Financial Group Inc. PFG
Accident &Health Insurance · IPO 2001 · data as of November 13, 2026
Principal Financial Group Inc. (PFG) is a financial company listed in the US with a market value of about $24.1B. In the twelve months to September 30, 2026 it had revenue of $16.6B and net income of $2.0B, a net margin of 11.9%.
Its overall Stock Analiz score is 3.0 out of 5 (average). The strongest part is shareholder returns (5/5); the weakest is track record (1/5).
Key numbers: a P/E of 12.6, a price to free cash flow of 4.4, 5-year revenue growth of 1% a year. A discounted cash flow model with moderate assumptions puts its intrinsic value about 29% above the current price.
Score: 3.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Profitable 5 years in a row
- More cash than debt, or low debt to equity
Checks not passed
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- ROE above 15%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.6B | $15.6B | $16.1B | $13.7B | $17.5B | $14.4B | $14.7B | $16.2B | $14.2B | $14.1B | $12.4B |
| Net income | $2.0B | $1.2B | $1.6B | $623M | $4.8B | $1.6B | $1.4B | $1.4B | $1.5B | $2.3B | $1.3B |
| Free cash flow | $5.5B | $4.5B | $4.6B | $3.8B | $3.2B | $3.3B | $3.7B | $5.5B | $5.2B | $4.2B | $3.9B |
| EPS (diluted) | $8.98 | $5.25 | $6.68 | $2.55 | $18.63 | $5.79 | $5.05 | $4.96 | $5.36 | $7.88 | $4.50 |
| Net margin | 11.9% | 7.6% | 9.7% | 4.6% | 27.1% | 10.9% | 9.5% | 8.6% | 10.9% | 16.4% | 10.6% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 12 analysts is $109.42, 4% below the current price; targets range from $86.00 to $125.00; the consensus rating is “Hold”; expected EPS is $9.19 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Principal Financial Group’s P/E ratio?
About 12.6, based on the last twelve months of diluted earnings per share (forward P/E about 11.8).
Is Principal Financial Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 29% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Principal Financial Group pay a dividend?
Yes. The dividend yield is about 2.96%, and it has paid dividends for 10 years in our data.
Is Principal Financial Group a good stock to buy?
We do not give buy or sell advice. Principal Financial Group scores 3.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.