Stock AnalizPagSeguro Digital Ltd. PAGS
EDP Services · IPO 2018 · data as of November 13, 2026
PagSeguro Digital Ltd. (PAGS) is a technology company listed in the US with a market value of about $2.3B. In the twelve months to June 30, 2026 it had revenue of $3.6B and net income of $380M, a net margin of 10.4%.
Its overall Stock Analiz score is 2.2 out of 5 (weak). The strongest part is value (4/5); the weakest is financial health (1/5).
Key numbers: a P/E of 5.6, a price to free cash flow of 3.4, 5-year revenue growth of 16% a year, a 5-year average ROIC of 12%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 127% above the current price.
Score: 2.2 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
Checks not passed
- PEG below 1.5
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- ROE above 15%
- More cash than debt, or low debt to equity
- Interest covered more than 5 times
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.6B | $3.6B | $3.0B | $3.3B | $2.9B | $1.9B | $1.3B | $1.4B | $1.1B | $762M | $350M |
| Net income | $380M | $374M | $342M | $341M | $285M | $209M | $249M | $340M | $234M | $145M | $39M |
| Free cash flow | $683M | $934M | -$735M | $628M | $464M | -$13M | $121M | $39M | -$470M | $135M | $23M |
| EPS (diluted) | $1.32 | $1.26 | $1.18 | $1.17 | $0.98 | $0.72 | $0.86 | $1.17 | $0.81 | $0.50 | $0.13 |
| Net margin | 10.4% | 10.4% | 11.2% | 10.4% | 9.8% | 11.2% | 18.9% | 23.9% | 21.0% | 19.0% | 11.2% |
| ROIC | — | — | — | 12.3% | 12.7% | 10.1% | 13.9% | 17.1% | 13.9% | 55.2% | 15.4% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
Frequently asked questions
What is PagSeguro Digital’s P/E ratio?
About 5.6, based on the last twelve months of diluted earnings per share (forward P/E about 4.2).
Is PagSeguro Digital stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 127% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does PagSeguro Digital pay a dividend?
Yes. The dividend yield is about 14.11%, and it has paid dividends for 1 years in our data.
Is PagSeguro Digital a good stock to buy?
We do not give buy or sell advice. PagSeguro Digital scores 2.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.