Stock AnalizInsperity, Inc. NSP
Professional Services · data as of November 13, 2026
Insperity, Inc. (NSP) is a consumer discretionary company listed in the US with a market value of about $1.9B. In the twelve months to September 30, 2026 it had revenue of $6.9B and net income of $3M, a net margin of 0.0%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is shareholder returns (5/5); the weakest is future growth (0/5).
Key numbers: a P/E of 721.1, a price to free cash flow of 9.8, 5-year revenue growth of 10% a year, a 5-year average ROIC of 22%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 33% above the current price.
Score: 2.4 / 5
Checks passed
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- 5-year revenue growth above 8% a year
- 5-year average ROIC above 12%
- More cash than debt, or low debt to equity
- Positive free cash flow
- Debt below 3 years of free cash flow
- Pays a dividend
Checks not passed
- P/E below 25
- P/E below the industry median
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.9B | $6.8B | $6.6B | $6.5B | $5.9B | $5.0B | $4.3B | $4.3B | $3.8B | $3.3B | $2.9B |
| Net income | $3M | -$7M | $91M | $171M | $179M | $124M | $138M | $151M | $135M | $84M | $66M |
| Free cash flow | $197M | -$309M | $482M | $158M | $317M | $227M | $248M | $149M | $149M | $180M | $111M |
| EPS (diluted) | $0.08 | $-0.19 | $2.42 | $4.47 | $4.64 | $3.18 | $3.54 | $3.70 | $3.22 | $2.01 | $1.54 |
| Net margin | 0.0% | -0.1% | 1.4% | 2.6% | 3.0% | 2.5% | 3.2% | 3.5% | 3.5% | 2.6% | 2.2% |
| ROIC | — | -1.6% | 15.3% | 30.8% | 34.7% | 28.3% | 28.8% | 42.8% | 46.5% | 49.4% | 40.4% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 4 analysts is $51.50, 2% above the current price; targets range from $38.00 to $61.00; the consensus rating is “Hold”; expected EPS is $2.11 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Insperity’s P/E ratio?
About 721.1, based on the last twelve months of diluted earnings per share (forward P/E about 15.9).
Is Insperity stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 33% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Insperity pay a dividend?
Yes. The dividend yield is about 4.79%, and it has paid dividends for 10 years in our data.
Is Insperity a good stock to buy?
We do not give buy or sell advice. Insperity scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.