Stock Analiz

Navan, Inc. NAVN

Computer Software: Prepackaged Software · IPO 2025 · data as of November 13, 2026

$25.42Market cap $6.6B
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Navan, Inc. (NAVN) is a technology company listed in the US with a market value of about $6.6B. In the twelve months to July 31, 2026 it had revenue of $826M and net income of -$348M, a net margin of -42.1%.

Its overall Stock Analiz score is 1.2 out of 5 (weak). The strongest part is future growth (3/5); the weakest is value (0/5).

Key numbers: a price to free cash flow of 145.4, a 5-year average ROIC of -11%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 67% below the current price.

Score: 1.2 / 5

Value0/5
Future growth3/5
Track record0/5
Financial health3/5
Shareholder returns0/5

Checks passed

  • Revenue growth above 10% last year
  • Profit margin improving
  • Strong R&D investment or growth above 20%
  • More cash than debt, or low debt to equity
  • Positive free cash flow
  • Liabilities below 60% of assets

Checks not passed

  • P/E below 25
  • P/E below the industry median
  • P/FCF below 20
  • Price below intrinsic value (DCF, moderate assumptions)
  • PEG below 1.5
  • 3-year revenue growth above 10% a year
  • 3-year free cash flow growth above 10% a year
  • 5-year EPS growth above 10% a year

Valuation

P/E (TTM)—
Forward P/E77.6
P/FCF145.4
P/S8.0
P/B5.0
EV/EBITDA—
PEG—
Dividend yield0.00%
FCF yield0.7%
Shareholder yield0.0%
Intrinsic value vs. price−67%

Growth and quality

Revenue growth (1 yr)30.8%
Revenue growth (5 yrs, per year)—
EPS growth (5 yrs, per year)—
FCF growth (3 yrs, per year)—
Net margin (5-yr avg.)-57.6%
ROIC (5-yr avg.)-11.2%
Profitable years (of last 10)0
Years paying a dividend—

Financials, last 3 years

Fiscal yearTTM202620252024
Revenue$826M$702M$537M$402M
Net income-$348M-$398M-$181M-$332M
Free cash flow$46M$33M-$51M-$167M
EPS (diluted)$-1.34$-4.07$-4.00$-7.44
Net margin-42.1%-56.7%-33.7%-82.4%
ROIC—-11.2%——

From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.

What analysts expect

The average 12-month price target from 15 analysts is $30.80, 21% above the current price; targets range from $26.00 to $38.00; the consensus rating is “none”; expected EPS is $0.26 for the fiscal year ending January 31, 2027.

Frequently asked questions

Is Navan stock undervalued?

Our DCF model with moderate assumptions puts its intrinsic value about 67% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.

Does Navan pay a dividend?

Not currently.

Is Navan a good stock to buy?

We do not give buy or sell advice. Navan scores 1.2 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.

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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.