Stock AnalizMarqeta, Inc. MQ
Computer Software: Prepackaged Software · IPO 2021 · data as of November 13, 2026
Marqeta, Inc. (MQ) is a technology company listed in the US with a market value of about $1.9B. In the twelve months to September 30, 2026 it had revenue of $690M and net income of $129M, a net margin of 18.8%.
Its overall Stock Analiz score is 2.4 out of 5 (weak). The strongest part is financial health (4/5); the weakest is track record (1/5).
Key numbers: a P/E of 14.5, a price to free cash flow of 13.7, 5-year revenue growth of 17% a year, a 5-year average ROIC of -11%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 22% below the current price.
Score: 2.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- 5-year revenue growth above 8% a year
- More cash than debt, or low debt to equity
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
- Profitable 5 years in a row
- ROE above 15%
Valuation
Growth and quality
Financials, last 7 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $690M | $625M | $507M | $676M | $748M | $517M | $290M | $143M |
| Net income | $129M | -$14M | $27M | -$223M | -$185M | -$164M | -$48M | -$58M |
| Free cash flow | $138M | $161M | $56M | $20M | -$15M | $54M | $48M | -$20M |
| EPS (diluted) | $1.26 | $-0.03 | $0.05 | $-0.42 | $-0.34 | $-0.45 | $-0.39 | $-1.07 |
| Net margin | 18.8% | -2.2% | 5.4% | -33.0% | -24.7% | -31.7% | -16.4% | -40.6% |
| ROIC | — | -4.8% | -2.2% | -21.9% | -14.1% | -10.2% | — | — |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 10 analysts is $20.78, 14% above the current price; targets range from $18.00 to $25.00; the consensus rating is “Hold”; expected EPS is $1.32 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Marqeta’s P/E ratio?
About 14.5, based on the last twelve months of diluted earnings per share (forward P/E about 40.7).
Is Marqeta stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 22% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Marqeta pay a dividend?
Not currently.
Is Marqeta a good stock to buy?
We do not give buy or sell advice. Marqeta scores 2.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
Similar companies
Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.