Stock AnalizKlarna Group plc KLAR
Finance: Consumer Services · IPO 2025 · data as of November 13, 2026
Klarna Group plc (KLAR) is a financial company listed in the US with a market value of about $5.2B. In the twelve months to June 30, 2026 it had revenue of $4.0B and net income of -$142M, a net margin of -3.5%.
Its overall Stock Analiz score is 0.8 out of 5 (weak). The strongest part is future growth (2/5); the weakest is value (0/5).
Key numbers: a 5-year average ROIC of -8%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 69% below the current price.
Score: 0.8 / 5
Checks passed
- Revenue growth above 10% last year
- Strong R&D investment or growth above 20%
- More cash than debt, or low debt to equity
- Stock-based pay below 5% of revenue
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- 3-year revenue growth above 10% a year
- Profit margin improving
- 3-year free cash flow growth above 10% a year
Valuation
Growth and quality
Financials, last 3 years
| Fiscal year | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue | $4.0B | $3.5B | $2.8B | $2.3B |
| Net income | -$142M | -$273M | $21M | -$244M |
| Free cash flow | -$3.8B | -$1.0B | $586M | $807M |
| EPS (diluted) | $-0.37 | $-0.72 | $0.06 | $-0.64 |
| Net margin | -3.5% | -7.8% | 0.8% | -10.7% |
| ROIC | — | -7.2% | -3.7% | -11.8% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 22 analysts is $19.24, 39% above the current price; targets range from $13.00 to $38.30; the consensus rating is “Buy”; expected EPS is $0.04 for the fiscal year ending December 31, 2026.
Frequently asked questions
Is Klarna Group stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 69% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Klarna Group pay a dividend?
Not currently.
Is Klarna Group a good stock to buy?
We do not give buy or sell advice. Klarna Group scores 0.8 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.