Stock AnalizJack Henry & Associates Inc. JKHY
EDP Services · IPO 1985 · data as of November 13, 2026
Jack Henry & Associates Inc. (JKHY) is a technology company listed in the US with a market value of about $12.4B. In the twelve months to September 30, 2026 it had revenue of $2.6B and net income of $519M, a net margin of 20.0%.
Its overall Stock Analiz score is 4.0 out of 5 (excellent). The strongest part is financial health (5/5); the weakest is value (3/5).
Key numbers: a P/E of 24.4, a price to free cash flow of 17.2, 5-year revenue growth of 8% a year, a 5-year average ROIC of 21%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 20% below the current price.
Score: 4.0 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Profit margin improving
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- 5-year average ROIC above 12%
Checks not passed
- Price below intrinsic value (DCF, moderate assumptions)
- PEG below 1.5
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.6B | $2.5B | $2.4B | $2.2B | $2.1B | $1.9B | $1.8B | $1.7B | $1.6B | $1.5B | $1.4B |
| Net income | $519M | $503M | $456M | $382M | $367M | $363M | $311M | $297M | $272M | $365M | $230M |
| Free cash flow | $717M | $695M | $588M | $510M | $342M | $470M | $439M | $457M | $378M | $372M | $315M |
| EPS (diluted) | $7.28 | $6.98 | $6.24 | $5.23 | $5.02 | $4.94 | $4.12 | $3.86 | $3.52 | $4.70 | $2.93 |
| Net margin | 20.0% | 19.8% | 19.2% | 17.2% | 17.6% | 18.7% | 17.7% | 17.5% | 17.5% | 23.8% | 16.0% |
| ROIC | — | 23.0% | 20.3% | 18.3% | 19.2% | 23.6% | 21.1% | 18.3% | 19.0% | 21.3% | 20.0% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 19 analysts is $200.00, 13% above the current price; targets range from $168.00 to $220.00; the consensus rating is “Buy”; expected EPS is $7.27 for the fiscal year ending June 30, 2027.
Frequently asked questions
What is Jack Henry & Associates’s P/E ratio?
About 24.4, based on the last twelve months of diluted earnings per share (forward P/E about 23.8).
Is Jack Henry & Associates stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 20% below the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Jack Henry & Associates pay a dividend?
Yes. The dividend yield is about 1.39%, and it has paid dividends for 10 years in our data.
Is Jack Henry & Associates a good stock to buy?
We do not give buy or sell advice. Jack Henry & Associates scores 4.0 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.