Stock AnalizFigure Technology Solutions, Inc. FIGR
Finance: Consumer Services · IPO 2025 · data as of November 13, 2026
Figure Technology Solutions, Inc. (FIGR) is a financial company listed in the US with a market value of about $5.7B. In the twelve months to September 30, 2026 it had revenue of $847M and net income of $317M, a net margin of 37.4%.
Its overall Stock Analiz score is 1.6 out of 5 (weak). The strongest part is financial health (4/5); the weakest is track record (0/5).
Key numbers: a P/E of 26.3, a price to free cash flow of 135.0, a 5-year average ROIC of -4%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 74% above the current price.
Score: 1.6 / 5
Checks passed
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- Profit margin improving
- Strong R&D investment or growth above 20%
- More cash than debt, or low debt to equity
- Positive free cash flow
- Interest covered more than 5 times
- Liabilities below 60% of assets
Checks not passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- PEG below 1.5
- 3-year revenue growth above 10% a year
- 3-year free cash flow growth above 10% a year
- 5-year EPS growth above 10% a year
- 5-year revenue growth above 8% a year
Valuation
Growth and quality
Financials, last 3 years
| Fiscal year | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue | $847M | $507M | $341M | $210M |
| Net income | $317M | $134M | $17M | -$48M |
| Free cash flow | — | $42M | -$144M | -$51M |
| EPS (diluted) | $1.27 | $0.44 | $0.00 | $-0.93 |
| Net margin | 37.4% | 26.4% | 5.1% | -22.9% |
| ROIC | — | 5.2% | 1.0% | -17.6% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 10 analysts is $47.20, 87% above the current price; targets range from $26.00 to $70.00; the consensus rating is “Buy”; expected EPS is $1.57 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is Figure Technology Solutions’s P/E ratio?
About 26.3, based on the last twelve months of diluted earnings per share (forward P/E about 16.0).
Is Figure Technology Solutions stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 74% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does Figure Technology Solutions pay a dividend?
Not currently.
Is Figure Technology Solutions a good stock to buy?
We do not give buy or sell advice. Figure Technology Solutions scores 1.6 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.