Stock AnalizEVERTEC, Inc. EVTC
EDP Services · IPO 2013 · data as of November 13, 2026
EVERTEC, Inc. (EVTC) is a technology company listed in the US with a market value of about $1.9B. In the twelve months to September 30, 2026 it had revenue of $1.1B and net income of $95M, a net margin of 9.0%.
Its overall Stock Analiz score is 3.4 out of 5 (good). The strongest part is shareholder returns (5/5); the weakest is financial health (1/5).
Key numbers: a P/E of 21.4, a price to free cash flow of 8.7, 5-year revenue growth of 13% a year, a 5-year average ROIC of 13%. A discounted cash flow model with moderate assumptions puts its intrinsic value about 118% above the current price.
Score: 3.4 / 5
Checks passed
- P/E below 25
- P/E below the industry median
- P/FCF below 20
- Price below intrinsic value (DCF, moderate assumptions)
- Revenue growth above 10% last year
- 3-year revenue growth above 10% a year
- Profit margin improving
- 5-year revenue growth above 8% a year
Checks not passed
- PEG below 1.5
- 3-year free cash flow growth above 10% a year
- Strong R&D investment or growth above 20%
- 5-year EPS growth above 10% a year
- More cash than debt, or low debt to equity
- Interest covered more than 5 times
- Debt below 3 years of free cash flow
- Liabilities below 60% of assets
Valuation
Growth and quality
Financials, last 10 years
| Fiscal year | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1B | $932M | $845M | $695M | $618M | $590M | $511M | $487M | $454M | $407M | $390M |
| Net income | $95M | $142M | $113M | $80M | $239M | $161M | $104M | $103M | $86M | $55M | $75M |
| Free cash flow | $222M | $204M | $235M | $190M | $193M | $203M | $182M | $157M | $159M | $134M | $150M |
| EPS (diluted) | $1.52 | $2.20 | $1.73 | $1.21 | $3.45 | $2.21 | $1.43 | $1.41 | $1.16 | $0.76 | $1.01 |
| Net margin | 9.0% | 15.2% | 13.3% | 11.5% | 38.6% | 27.3% | 20.4% | 21.2% | 19.0% | 13.5% | 19.3% |
| ROIC | — | 9.9% | 11.0% | 7.9% | 15.6% | 18.3% | 13.9% | 15.6% | 14.6% | 10.4% | 12.8% |
From the company’s 10-K and 10-Q filings with the SEC. TTM = trailing twelve months.
What analysts expect
The average 12-month price target from 5 analysts is $37.00, 14% above the current price; targets range from $34.00 to $42.00; the consensus rating is “Buy”; expected EPS is $4.06 for the fiscal year ending December 31, 2026.
Frequently asked questions
What is EVERTEC’s P/E ratio?
About 21.4, based on the last twelve months of diluted earnings per share (forward P/E about 7.6).
Is EVERTEC stock undervalued?
Our DCF model with moderate assumptions puts its intrinsic value about 118% above the current market value. A model is a range, not a promise; try your own assumptions in the DCF calculator.
Does EVERTEC pay a dividend?
Yes. The dividend yield is about 0.61%, and it has paid dividends for 10 years in our data.
Is EVERTEC a good stock to buy?
We do not give buy or sell advice. EVERTEC scores 3.4 out of 5 on our five checks (value, growth, track record, financial health and shareholder returns); the checks above show why.
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Generated from SEC filings, analyst consensus estimates and market prices, rebuilt every day. Educational information, not investment advice.